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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With a career spanning over 30 years in the mortgage industry, Angela Ringer has the experience and knowledge to get your loan closed. Angela’s mortgage experience includes processing and underwriting mortgage loans which gives her an edge on her competition. This knowledge has given her experience in most every loan product. Angela is backed by excellent operations and a dedicated team that is driven with concern for people. Angela has all the right tools and team in place to help everyone achieve homeownership. 

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Angela, was a big help in refinancing my mortgage. She answered all our questions. She made the refinancing a great experience. I would recommend her to anyone that needed a mortgage or to refinance their mortgage. Thank you Angela for all you did for us. Alice F hammersmith
Ms. Angela was so AMAZING AND SHE PROVIDED EVERYTHING SHE PROMISED. I applied for Quicken Loans and I was treated VERY BAD and RUDE! The representative told me I had to pay off $16,000 dollar of debt before Quicken Loans could assist me. I started searching for other assistance and ... READ MORE Antonio Pendleton
Angela Ringer was a great pleasure to work with. She was polite, professional and very knowledgeable. I enjoyed working with her. I would not hesitate to recommend her to anyone. Is been a plum pleasing pleasure. Earnest Crenshaw Earnest Crenshaw Retired Military

Let's accomplish more together.

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